RV Insurance in Florida

If you love camping or if you love to travel, an RV is an excellent investment. When you own an RV, you can travel in the comfort of your own home. Also, you won’t need to worry about checking into a hotel or setting up camp.

If you are buying an RV, you should purchase RV insurance before driving it off the lot. There are a few reasons why RV insurance is so important.

It’s the Law

Under Florida state law, all drivers must have automobile insurance to drive, which includes RVs. If you are caught driving without insurance, your license and registration can be suspended for up to three years or until you purchase an insurance policy. You would also be required to pay a $150 fine.

Protect Your RV

Your RV is a major investment; therefore, you need to protect it. RV insurance will cover your vehicle and the contents inside if you are involved in an accident. You can also add coverage to your policy that will cover damages that were not collision related.

Protect Your Assets

If you cause an accident, your RV insurance will cover the cost of the vehicle you hit or any property that you damaged. If someone is injured during the accident, your liability coverage will pay their medical bills and any other costs associated with the accident. This will protect you against a lawsuit that could risk you losing all your assets.

Protection For Full Timers

If you plan to live in your RV full time and don’t have another home, having RV insurance is even more important. The full-timer package would cover your RV in the same way that home insurance covers a house.

Roadside Assistance

Adding roadside assistance to your RV insurance is an excellent idea. If you break down during your trip, you will have free access to roadside assistance. Since breakdowns are possible when traveling the country, this coverage is important.